I've used these things just as an example between giving and not giving a discount. But you are hitting the nail on the head here what happens after career? that's why it's important to cash in while they can and not give discounts.
ideally this stuff should be paid off while receiving the big bucks, sure there are maintenance and other costs but that is nothing compared to the huge price tag.
Also most players aren't throwing money around like crazy they drive nice SUVs, buy nice condos and houses things everyone else would do but like always more often than not more is better. X Cross has seen the ugly side of the business now and is talking about what could have been which is not only his right but a smart thing to do and it should be a warning for other young player to not give discounts .
People here called me crazy after I've said that Toews could have gotten even more on the open market and it's exactly situations like this that should have players asking for as much as they can get.
27 old Stamkos is worth 100 million of he signs for something like 80 he would leave 20 million on the table that's a freaking lot and all he would receive as a thank you ... is another lockout and a team that can't wait to get rid of him when he's in his mid 30s.
I'm saying that 10 million is more than enough for a lifetime. What happens when his career is over? He's set. He left a few million on the table..so what? He's in no danger of starving..ever. After a certain point it comes down to greed, nothing more.
Why should'nt some players take discounts? If you want to be part of a cup winning franchise sometimes you have to with the salary cap. Is'nt that what most players want when they get to the NHL? To be part of a championship team? If Toews did take one to stay in Chicago, now he's got 3 cup rings instead of taking off for another team who offered him more, but where he probably would'nt have had close to the same success.
As for Stamkos, no player is worth $100 million. He might get paid that, but it's insane to get paid that much to play hockey, or any other sport.