- If you sign a guy to a $50 million, 10 year contract, paying $5 million every year and he retires at the end of the 7th year, the cap would have been hit by $35 million (7 yrs at $5M per) and he would have been paid $35M, therefore, no issues.
- However, if you want to try and get sneaky and front load a deal, then you could get stuck with this: Kovalchuk as an example. He'll get paid $95M in the first 10 years of his 17 year contract. If he retires at the end of the years, the cap would have only been hit by $60 million ($6M cap hit per year). Therefore, they would need to take the $35M paid that didn't hit the cap and spread it over the remaining years of the initial contract (35/7yrs = $5M cap hit per year).
I understand you can't say you are stuck with a cap hit regardless of what happens because players will retire before the end of their deals and it's not fair, etc. However, if you choose to front load a contract and pay a guy all kinds of $ up front, it should count against the cap at some point. If you want to sign a guy to a 15 year contract, fine, if you pay him $6 million every single year, no problem, if he retires early, no cap hit after he's gone. However, if you get cute and pay him almost everything upfront, if he retires early, you are stuck with a cap hit and no player.
- Z Winged Dangler likes this